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A2At the Bank

How to Use 'Take Out' at the Bank

Phrasal Verb: take out |Grammar: Past Simple

Objective

Students will learn how to use the phrasal verb 'take out' in the past simple tense to talk about withdrawing money at the bank.

Article

Last week, Sarah went to the bank because she needed some money. She took out £100 from her account. The bank teller helped her take out the money quickly. After she took out the cash, Sarah checked her bank balance. She was happy because she still had some money left. Later, Sarah told her friend that she had taken out money for shopping. Taking out money from the bank is easy when you have an account. Sarah also remembered the time she took out money to pay her bills. It is important to keep the receipt after you take out cash. Sarah took out money twice last week, and she felt confident using the bank services.

Grammar Explanation

Meaning

The phrasal verb 'take out' means to remove money from a bank account, usually by withdrawing cash.

Grammar Note

The Past Simple tense is used to talk about actions that happened and finished in the past. For regular verbs, add -ed. 'Take' is irregular, and its past form is 'took'. We use 'took out' for the past tense of 'take out'.

Usage Tips

  • Remember 'take out' means to withdraw money from a bank account.
  • Use 'took out' when speaking about past actions.
  • Keep your bank receipt after you take out money.

Examples

I took out £50 from the bank yesterday.

Talking about past withdrawal

She took out some money to buy groceries.

Money withdrawn for shopping

We took out cash before the trip last week.

Withdrawing money before travelling

He took out money to pay his rent last month.

Past money withdrawal for bills

They took out £200 to fix their car.

Money taken out for repairs

Dialogue

Context: A customer withdraws money at the bank.

A:
Good morning. I would like to take out some money from my account.
B:
Of course. How much would you like to take out?
A:
I took out £150 last week, so this time I want £100.
B:
Alright, please fill in this withdrawal slip.
A:
Thank you. Here is the slip.
B:
Thank you. Here is your money and receipt.

Vocabulary

withdraw
To take money out of a bank account
Example: I withdrew £50 from the ATM.
Synonym: take out
account
A record of money kept by a bank for a customer
Example: She opened a new bank account.
Synonym: bank account
receipt
A paper that shows you paid or received money
Example: Keep your receipt after withdrawing money.
Synonym: proof of payment
cash
Money in coins or banknotes
Example: He took out some cash from the ATM.
Synonym: money
balance
The amount of money available in an account
Example: Check your balance before taking out money.
Synonym: amount
teller
A bank employee who handles money transactions
Example: The teller gave me my cash quickly.
Synonym: bank clerk
withdrawal slip
A form used to request money from a bank account
Example: Fill out the withdrawal slip to take money out.
Synonym: withdrawal form
transaction
An action of money moving in or out of an account
Example: The transaction was successful.
Synonym: operation
ATM
A machine to take out or deposit money
Example: I took out money from the ATM.
Synonym: cash machine
deposit
To put money into a bank account
Example: She deposited £100 yesterday.
Synonym: put in

Tips

  • Always check your balance before taking out money to avoid overdraft.
  • Keep your receipt after withdrawal for your records.
  • Don't confuse 'take out' with 'deposit'—they mean opposite actions.

Summary

In this lesson, you learned how to use the phrasal verb 'take out' in the past simple tense to talk about withdrawing money at the bank. You practised examples, a dialogue, and important vocabulary related to bank transactions.

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